Changes at Financial Solutions (NZ) Ltd
For a number of years we have been working on a business concept where we could bring together the expertise of fellow financial advisers from around the country to deliver true financial confidence to our valued customers.
That concept became a reality this year when the Financial Solutions business became part of the AdviceFirst group. Under this new 'one stop shop' you will have better access to expert financial advice, secure insurance packages and stable investment programmes.
Being part of AdviceFirst means you will receive the same local service from the same local people knowing that a greater national team is working behind the scenes to ensure the advice you receive is at the top of industry standards.
RCAP Financial Services
As part of its support for community development programs and supportive services for individuals and their families.
Small Business Loans
RCAP Solutions Financial Services launched a new small business loan program on November 5, 2008. RCAP Solutions Financial Services has received $500,000 from the U.S. Department of Agriculture (USDA) to begin the program.
The program will lend to small businesses in: Ashburnham, Ashby, Athol, Barre, Clinton, Gardner, Hardwick, Hubbardston, Lunenburg, New Braintree, Orange, Royalston, Southbridge, Templeton, Warren, Webster and Winchendon.
For additional information contact:
Donna Warshaw, Executive Director
RCAP Solutions Financial Services Loan Programs
978-630-6635
dwarshaw@rcapsolutions.org
Revolving Loan Fund for Communities*
The RCAP Revolving Loan Fund (RLF) provides short-term financing to eligible applicants for pre-development costs associated with new water and wastewater projects. RLF financing can also be used for short-term costs incurred for replacement equipment, small-scale extension of services, or other small capital projects for existing water or wastewater systems, costs that are not a part of regular operations and maintenance. We also will loan short term money to fund small capital improvement projects.
Priority will be given to RLF requests that seek to:
• Alleviate emergency situations
• Correct inadequacies in water supply or wastewater treatment facilities
• Alleviate deficiencies resulting in non-compliance with federal or state regulations
To be eligible to receive RLF loans, projects must serve areas not located within the boundaries of a municipality with a population of 10,000 or more people. Eligible applicants may include:
• Public bodies such as counties, towns, districts and authorities
• Utilities operated by not-for-profit entities such as water associations and cooperatives
• Investor-owned utilities servicing low income communities
• Native American tribes
RCAP Solutions offers other pre-development loans, with varying interest rates and loan terms in the three to five-year range. Please contact us for more information.
Home Repair Loan Fund for Individual Homeowners*
This loan program provides funds to qualified lower-income homeowners who are otherwise unable to obtain conventional financing, so that they can make essential, non-cosmetic repairs to homes in which they live. Funds must be used to repair conditions that jeopardize the health and safety of the occupants.
Loans are made for a minimum of $1,000 up to a maximum of $30,000.
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